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Tips For Buying

Don’t Max Out Your Budget

Just because you’ve been approved for a max amount doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes, and potential home repairs or remodeling.

Get to Know the Area

Make sure the neighborhood works for you and your family - are you close to schools, and is shopping conveniently located? Is there another sentence we can pop here for better balance with the other sections?

Don’t Skip the Home Inspection

Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.

Get Pre-Approved

Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.

Make a List of Deal Breakers

Know what you can live with and cannot live without and also those things that can be taken care of with a simple remodel. If you need a four-bedroom home, don't buy one with two that requires a massive addition which can break your budget.

Look at the Age of Appliances and Other Systems

Appliances are some of the most expensive portions of the home, and you should pay particular attention to their age and whether they have required service.

Other systems to have inspected are your HVAC, water heater, and septic, if applicable. You may be able to get the seller to add a home warranty when buying.

Check For HOA Requirements

Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood. Is there another sentence we can pop here for better balance with the other sections?

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